![]() Need an appraisal for an FHA-backed mortgage? Call Chris WagonerChris Wagoner is IN state certified and on the FHA Roster of approved residential appraisers. Chris Wagoner is certified and approved to do appraisals for FHA insured loans. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Chris Wagoner is well-trained on how to follow the rules and regulations provided. Be sure to contact Chris Wagoner if you need an appraisal done for an FHA-secured loan. If your home loan is FHA approved, that means that it has been guaranteed by the Federal Housing Administration, which is underneath the United States Department of Housing and Urban Development (HUD). The lending organization takes care of all the finances; the FHA simply backs the loan through mortgage insurance in case the borrower does not pay off his or her loan. The FHA and their loan programs are formed to benefit low-to-moderate income consumers help meet credit requirements if they otherwise would not. Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the Federal Housing Administration provides are exceedingly useful to consumers with less starting capital. |